• What Salary Do You Need to Buy a House in Calgary?,Jay Patel

    What Salary Do You Need to Buy a House in Calgary?

    Here is a straight answer with real math — clearly labelled as an illustration, because your numbers will differ. On a $600,000 home with 20% down ($120,000), a $480,000 mortgage at around 4.25% costs roughly $2,590 a month. Add property tax (~$300/mo) and heating (~$150/mo) and you are at about $3,

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  • Is Calgary a Buyer's Market Right Now? September 2026 Numbers Explained,Jay Patel

    Is Calgary a Buyer's Market Right Now? September 2026 Numbers Explained

    The short answer: no — Calgary is in a balanced market, not a buyer's market. September 2026 brought 3.9 months of supply and a residential benchmark of $566,700, down just 0.8% from last year (CREB). But the city average hides the real story: apartment condos are firmly buyer-friendly, while well-p

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  • Does Alberta Have a Land Transfer Tax? (And What You Pay Instead),Jay Patel

    Does Alberta Have a Land Transfer Tax? (And What You Pay Instead)

    No — Alberta does not have a land transfer tax. Alberta and Saskatchewan are the only two provinces in Canada without one. Instead of a tax calculated as a percentage of your purchase price, Alberta buyers pay Land Titles registration fees — a much smaller, flat-fee-style charge. On a typical $500,0

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