Mortgage Renewal in 2027: Your Options Explained
A mortgage renewal is the end of your current mortgage term — the point where you choose a new rate and term for your remaining balance, either with your current lender or a new one. With many 2022–2023 mortgages renewing through 2026–2027, this decision lands for a huge number of Canadian homeowner
Can You Port Your Mortgage When You Move in Alberta?
Porting a mortgage means transferring your existing mortgage — its rate, remaining term and balance — from your current home to your new one, instead of breaking it and starting over. It is a lender feature, not a legal right: not every mortgage is portable, so check your terms before you count on i
What Is a Condo Reserve Fund (and Why It Decides Your Investment)?
A condo reserve fund is the condo corporation's savings account for major repairs — roof, elevators, parkade, building envelope, windows — funded through your monthly condo fees. In Alberta, condo corporations are legally required to maintain one and to commission a professional reserve fund study a
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