• Best Neighbourhoods in Calgary for First-Time Buyers (2026),Jay Patel

    Best Neighbourhoods in Calgary for First-Time Buyers (2026)

    The best Calgary neighbourhood for a first-time buyer in 2026 is the one that matches your price point, not a single "best" list: apartment condos benchmarked at $291,400 suit buyers who want downtown access and transit, while townhouses at $412,400 suit buyers who want more space in the suburbs (CR

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  • What Credit Score Do You Need to Buy a House in Canada?,Jay Patel

    What Credit Score Do You Need to Buy a House in Canada?

    A credit score of 600 is the minimum for a CMHC-insured high-ratio mortgage in Canada; a score of 680 or higher is generally needed for the best rates on uninsured mortgages from A-lenders. Borrowers in the 550–679 range can still buy through B-lenders, typically at 0.5–2% above prime rates, while p

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  • Are Basement Suites Legal in Calgary? Rules, Permits and Costs,Jay Patel

    Are Basement Suites Legal in Calgary? Rules, Permits and Costs

    Yes — with permits. Any basement unit with a bathroom and cooking facilities counts as a secondary suite in Calgary, and it needs proper permits: a development permit for the land use plus a building permit for the construction, along with electrical and plumbing permits. Since 2018, secondary suite

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